Life Insurance and Long Term Care Insurance

MSD provides Employer Sponsored Life Insurance as an employee benefit for all active eligible employees at no cost. When you are hired you will be expected to complete the UNUM Beneficiary Form.

If you leave your position with MSD you will have the option to keep the UNUM Life Insurance as an individual policy. Please review the items below and contact UNUM to begin the process of Keeping your Insurance. This must be completed within 31 days of loss of eligibility.

  • Notify the MSD Benefits Coordinator that you will need the TERM LIFE INSURANCE ELECTION OF PORTABILITY COVERAGE FORM with Section 1 completed to submit to UNUM to start the process of Porting coverage to an individual policy.

  • Review the information contained in the GROUP TERM LIFE PORTABILITY AND CONVERSION BROCHURE. Contact UNUM directly with any questions you may have concerning portability or conversion.

  • Do not miss out on your chance to keep your life insurance. After your coverage ends, you have just 31 days to apply.

  • UNUM contact number 1-800-421-0344

VOLUNTARY LIFE INSURANCE with LONG TERM CARE (LTC)

Offered to Employees During Open Enrollment or when Newly Hired

MSD offers a Voluntary Life Insurance with LTC product to its eligible employees. The School District has partnered with TRUSTMARK to make this benefit available. This Voluntary Benefit offer is available to you with convenient payroll deductions. To Learn more about Trustmark Universal Life Insurance please review the INFORMATION HERE. To learn more about Trustmark Universal Life Insurance, or to enroll, call to speak with a Benefit Counselor from

Employee Family Protection (EFP) at the number and times listed below.

Employee Family Protection for Trustmark 1-877-881-6132

Hours: 9am - 5pm, Monday to Friday


LONG TERM CARE (LTC) INSURANCE

UNUM LTC Insurance is available for All Teachers and their Families. Please visit the link below to review the plan information. Enrollment is completed directly with UNUM for this coverage. Any questions should be addressed to UNUM at 1-800-227-4165. Unum LTC info site: http://www.unuminfo.com/manchesterschooldistrict/